Using the Automatic Teller Machine

There is a right way of using an automatic teller machine (ATM). You have to follow these unsaid rules to make sure that you are safe, that your money is safe, and that you are being fair to other users. You want to make sure that a trip to the ATM remains a pleasant and convenient experience.

Choosing a machine to use

If you are in your own country, choose your own bank’s ATM to save yourself from additional fees. On the other hand, if you are in a foreign country, you can consult your bank beforehand if it has partner banks in your destination. If not, you can research about the amount of fees you have to pay for using certain ATMs abroad. However, whether you are in your own country or in a foreign one, an emergency can set you back to withdraw from the most convenient machine. Just try to avoid having to do so all the time.

Keeping your account and yourself safe

When keying in your PIN at the ATM, make sure nobody can see what numbers you are punching in. Make sure that you have memorized the PIN and have not written it on a piece of paper you keep in your wallet. If you are depositing money, make sure that your envelope has been sealed beforehand. Be constantly aware of your surroundings while you are transacting. A well-lit ATM booth in a safe neighborhood or a booth in your bank’s branch is a safer bet than an ATM booth in a dark alley.

Respecting other users

Even when you are very much concerned about your safety, you still have to follow some ATM etiquette. Respect other users’ need for privacy and safety by distancing yourself from the person transacting if you are next in line. If you are the one using the machine, make sure you throw your receipt inside the bin. Do not take too long especially if there are people waiting to use the machine also.