Archive for the ‘Personal Finance’ Category
Friday, November 21st, 2008
It is quite stressful to commit an overdraft: not only do you have to forward sincere apologies to your merchant for releasing an invalid check, but you also need to pay outstanding fees to your bank for spending more than what is left in your account. One way of protecting ...
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Friday, November 21st, 2008
Overspending is one of the most common threats to proper financial management: you get to make many purchases or render several services, but you also lose lots of money in the process. In fact, overspending sometimes results in an overdraft: the act of spending money or releasing checks whose amounts ...
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Friday, November 21st, 2008
The accumulation of debt usually results from the improper management of money -- may it be in the form of not knowing how to budget your personal finances properly or not learning how to control your spending habits. One effective way of managing your debt is to apply for a ...
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Friday, May 30th, 2008
Unless Your Parents Were Wealthy, Don't Do What They Did
Here's a quick tip for today... Unless Your Parents Were Wealthy, Don't Do What They Did
Too often we are given advice from non wealthy people about how to get wealthy. That's like taking dietary advice from a glutton.
A quote by Einstein ...
Posted in Investment, Personal Finance | No Comments »
Friday, May 30th, 2008
Understanding Compounding Interest and Compounding Interest Calculation
When you borrow money from a bank, you pay interest. Interest is really a fee charged for borrowing the money, it is a percentage charged on the principle amount for a period of a year - but they often calculate it daily.
The same can ...
Posted in Calculators, Interest, Investment, Investment Calculators, Personal Finance | No Comments »
Wednesday, May 28th, 2008
INVESTING is growing more complex by the day as we are bombarded with new products, new strategies and ever changing market conditions. However, if people follow a few simple rules, they can make sense of the confusion and enjoy success in the investing game.
Here are 10 of the best tips ...
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Tuesday, May 27th, 2008
Cook your own meals... why?
1. It's cheaper
2. It's heathier
3. You're learning new things
Now how many people at your office eat both breakfast and lunch at work? Sometimes dinner too!. Do the maths
Cost of eating out:
Breakfast: ($8.00/day) = $56.00/week
Lunch: ($8.00/day) = $56.00/week
Dinner: ($12.00/day) = $84.00/week
Breakfast: $2,680/year (365 minus 30 days of ...
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